Tag Archives: Small Business Loans

US Federal Reserve Paper – Is Small Business Lending Valuable to Banks?

The consolidation of individual U.S. bank charters has resulted in both a shrinkage in the number of banks and an increase in their average size. A well-known concern is the effect on the availability of credit to small and midsize enterprises (SMEs) that, being too small to efficiently access national credit markets directly, rely on financial intermediaries, especially banks. A

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